Michigan Motorcycle Accident Lawyer
Michigan Motorcycle Accident Lawyer

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27 Oct 2014

Motorcycle Accident With Uninsured Car in Michigan

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In a motorcycle accident with an uninsured car?  Unfortunately, you are not alone.  These motorcycle accidents happen all to often despite Michigan law requires that all motorists in Michigan carry liability insurance.

So, what can you do?  Hopefully you had purchased uninsured motorist coverage when you bought your policy.  You may not even know you have it, but check your insurance policy declaration page to see if you have UM coverage, or uninsured motorist coverage.   You may have it on your motorcycle or auto and quite often one of these will cover you.  This provision can provide coverage to an injured motorcyclist or passenger in the event of an accident caused by a driver with no insurance. ,=

It is always smart to have an experienced Michigan motorcycle lawyer immediately investigate your accident claims.  We will review your insurance policy to determine which coverage are available to you after your accident.   Some insurance companies, such as Farm Bureau, put a one year contractual provision in their insurance contracts which prevents injured victims from bringing uninsured motorist claims after the one year anniversary of the car accident. The Michigan Courts have upheld these shortened contractual provisions.  Therefore, it is important that you contact our office immediately to save your claims.

There are very strict time limitations in pursuing this type of claim as well as claims for Michigan No-Fault insurance benefits.  If you miss the deadline, your claims will be lost forever.  Never assume that the insurance company or adjuster is looking out for your best interest and will take care of you.  It may seem like it shortly after the accident but they are trained to deny your claims and to discontinue your benefits.  To learn more about your legal rights if you are in a motorcycle with an auto that has no insurance, you

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